I think you and I are actually saying the very same thing 😉 So we can quit complimenting each other on our extraordinary taste and common sense..lol
I personally would NEVER recommend that someone use a debt settlement service. However, if someone feels that’s their only option, they should at least use the lesser of the evils. CCCS has a fiduciary responsibility to actually pay the bills where most debt collection companies don’t. I’m not advocating them, just mentioning the facts.
They still suck, but it’s more like a Hoover vs a Dyson.
Have a great evening.