Years ago I had a friend who settled with his creditors and he told me there is a code they can use on credit reports to reflect neither positive or negative credit rating. Its one of those conversations you think you would remember, but I forgot what the code was and I haven’t seen this friend for years.
But, I would think if you mentioned that to them. I mean ask if they are willing to put something on your credit report that doesn’t state negative or positive, just neutral. But, he said get it in writing before you pay the settlement.